What should we do after a loss in stock trading？The stock market goes up and down, losses are the norm, and even Warren Buffett, the god of stocks, has lost money. If you lose money, then the first step is to calm down and analyze the reasons for the loss.If it is a short-term correction of the stock, then it does not matter when it rises, and when it rebounds, find an opportunity to sell the stock and reduce losses; If the stock has a downward trend, then it is time to sell the stock directly to avoid increased losses.If you can't calm down, don't think about anything, just open the stock trading software and liquidate your holdings. Because uncool heads cannot help us make correct judgments, no matter how we operate, we may make mistakes, and the best way is to clear our positions, leave the stock market directly, and let our minds calm down and analyze the problem.
The first thing you should do after selling the stock is to return the borrowed money, and you must not enter the stock market at this time.If the funds after clearing the stock are enough to pay off the debt, it is definitely to directly return the money to reduce your own pressure; If the money after selling the stock is still not enough to pay off the debt, then a reasonable repayment plan needs to be made at this time.
1. Pay back the money in a hurry first.
Whether it is money borrowed on some loan platforms, it is best to repay this part of the money first, because once this part of the arrears is overdue, there will be high overdue interest, which will increase the pressure of repayment; The second is to affect personal credit, and it will also be affected in later life.
2. Negotiate the repayment plan amicably.
In the case of insufficient funds, if the money cannot be repaid at one time, you can negotiate a repayment plan with the other party and pay back the arrears by installments.
3. Work hard to earn money to pay off debts.
After dealing with the above two parts, the most important thing is to work hard to earn money to pay off the debt, and the salary income must be greater than the expenses required to maintain daily life, so that there is a part of the remaining money to pay off the debt, and over time, the debt will always be paid. As far as the current situation is concerned, even if the arrears are 200,000, this amount is not too high, and if it is repaid in five years, it only needs to repay 40,000 yuan per year.
This last step is also very important, that is, to review and summarize, learn lessons and sum up experience.After losing money in stocks, you should not directly increase investment, but should reflect on your investment operations, because if you use the wrong investment method, even if you add the investment amount, the final result can only be to increase losses.
There are losers and winners in the stock market, but we must choose stocks within our control and not borrow money to speculate, which will get you nowhere.
